Transaction Charges On ATM-Cum-Debit Cards Levied By Top Banks

Top banks in the country offer ATM-cum-debit cards but levy certain usage charges. From State Bank of India (SBI), the country’s largest lender, to private sector peers like HDFC Bank, ICICI Bank and Axis Bank – lenders offer a fixed number of ATM transactions free of cost every month. The ATM charges apply depending on the type – whether it belongs to the same bank where the customer’s account is located or some other bank – and nature of ATM – whether the ATM is located in a metropolitan or any other city in the country.

Here’s a comparison of ATM transaction charges by SBI, HDFC Bank, ICICI Bank and Axis Bank:


State Bank of India

Here are the various charges of SBI’s ATM cards as stated on

Debit Card Issuance Charges Normal (Classic/Global) Nil
Gold Debit Card 100/- (including service tax)
Platinum Debit Card 306/- (including service tax)
Debit Card Annual Maintenance Charges (Recovered at the beginning of the second year onwards) Classic Debit Card 100/- plus service tax
Silver/Global /Yuva /Gold Debit Card 150/- plus service tax
Platinum Debit Card 200/- plus service tax
Pride/Premium Business Debit Card 300/- plus service tax
Debit Card Replacement Charges Rs.204/- (including service tax)
Duplicate PIN/ Regeneration of PIN Rs.51/- (including service tax)
Domestic Transaction Charges Transactions at State Bank Group ATMs Free
Other Bank ATMs – Up to 5 Transactions during a calendar month (for savings bank account only) Free
Other Bank ATMs – Beyond 5 transactions(in Savings account) AND other than savings account:
Financial Transaction: 17/- (including service tax)
Non-Financial Transaction 6/- (including service tax)

HDFC Bank 

Here are the various charges……..Read More>>


Source:- techiyogiz


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